Get upto 4%* on our Savings Account Balances with Finbank.
More DetailsUpdates:
Secure Your Financial Future
Grow your wealth with guaranteed returns.
About Fixed Deposits
Fixed Deposit Account
Fixed Deposits at Monvia Capital Bank offer secure, predictable returns on your savings. Choose from flexible tenure options and competitive interest rates designed to help you reach your financial goals.
Enjoy the peace of mind that comes with guaranteed returns, backed by the strength and stability of our institution. Your money works for you.
Grow Your Savings
With Confidence
Year of
2024
Fixed Deposit Benefits
Why choose Monvia Capital Bank for your FDs.
-
Competitive Interest Rates
Earn up to 7% interest per annum based on tenure and deposit amount.
-
Flexible Tenure
Choose from 7 days to 10 years—select what works best for you.
-
Tax-Saving Options
Explore ELSS and Section 80C eligible FDs for tax efficiency.
-
Secure & Insured
Your deposits are protected up to ₹5 lakhs under DICGC guarantee.
-
Premature Withdrawal
Withdraw your funds anytime with minimal penalty, as per norms.
-
Digital Access
Manage your FDs online—open, track and renew with ease.
Who Can Open a
Fixed Deposit
Simple eligibility requirements to start investing.
-
1
Resident & Non-Resident
Individuals and entities can open FDs with us
-
2
Age
Minimum 18 years of age (or through a guardian)
-
3
Valid ID
A government-issued photo ID and proof of address
-
4
PAN
PAN number for FDs above ₹50,000
00
kSaving account opened
in last year
Fixed Deposit Required Documents
Documentation needed to open your FD account.
Government ID
is Required
Duly Filled
Application Form
Non Resident
For Resident
Color & Passport Size
Photographs
Color & Passport Size
Photographs
Interest Rates & Charges
Transparent rates and fees for Fixed Deposits.
Account Interest Rates
|
Balance in a/c
|
Interest
|
Debit Card |
|
|
Credit Card |
|
|
Questions & Answers
Find answers to all your Fixed Deposit questions.
Common FD Questions
-
How can I make deposits and withdrawals?
You can manage your funds easily via: ATMs: Access cash and deposit checks at any ...
-
How do I access online and mobile banking?
Monvia Capital Bank offers secure online and mobile banking for all account holders: Online Banking: ...
-
How can I apply for a loan or credit?
You can apply for various loans and credit options: Personal Loans for emergencies or personal ...
-
What security measures are in place to protect my account?
Your security is our priority. Monvia Capital Bank uses: Two-factor authentication for online banking Encrypted ...
-
Are there any fees associated with accounts?
Our fee structure is transparent: Checking Accounts: Minimal monthly fees or waived with qualifying deposits. ...
Have more questions? Reach out to our team or explore all FAQs. Get in Touch