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Smart Business Solutions
Business Banking & Corporate Cards
Monvia Capital Bank provides comprehensive business banking solutions designed to streamline your operations and boost profitability. From flexible working capital options to corporate credit cards with exclusive benefits, we empower your business to grow.
Access dedicated relationship managers, competitive rates, and digital banking tools tailored for modern enterprises.
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Spend & Earn
Every transaction earns you reward points to redeem on future purchases.
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Cashback Benefits
Get instant cashback on fuel, travel, and dining expenses.
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No Annual Fee
Zero annual charges for the first year and beyond with spend criteria.
Key Features
Monvia Corporate Cards offer a complete solution for your business needs. Enjoy transparent pricing, flexible credit limits, and integrated expense management to keep your finances organized.
Flexible Credit Limits
Customized credit limits based on your business requirements and turnover.
Expense Management
Track and manage employee spending with real-time alerts and reports.
Quick Approval
Fast-track application process with instant decision within 48 hours.
Dedicated Support
Access to relationship managers and priority customer service.
Current Promotions
Enjoy exclusive offers on your business spending. Use these promotions to maximize value on fuel, dining, travel and other business expenses.
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Eligibility Requirements
Who Can Apply for a Business Card?
- Business should be registered or operational for minimum 2 years
- Annual turnover of at least Rs 50 lakhs
- Valid business registration documents
- Good credit history and positive bank statement
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Fees & Charges
Transparent Pricing for Business Cards
- Annual Fee: Waived for the first year, Rs 999 thereafter
- Joining Fee: Waived
- Late Payment Fee: As per RBI norms
- Over Limit Charges: Nil if limit not exceeded