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Affordable Credit Solutions
Low Interest Credit Cards
Monvia Capital Bank's Low Interest Credit Cards offer affordable borrowing for smart spenders. Enjoy below-market interest rates and easy EMI conversion without hidden charges.
Whether you need to manage expenses or make large purchases, our low-interest cards give you the financial flexibility you need at rates that matter.
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Low Interest Rates
Competitive interest rates starting from 9.99% p.a., lower than industry average.
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Easy EMI Conversion
Convert purchases to EMI in seconds with zero interest options available.
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No Hidden Charges
Transparent pricing with clear fee structure - no surprises ever.
Key Features
Our Low Interest Credit Cards combine affordability with convenience. Enjoy competitive rates, flexible payment options, and the freedom to manage your finances without burden.
Competitive Interest Rates
Interest rates starting from 9.99% p.a., among the lowest in the market.
Zero Interest EMI
Convert purchases to EMI with zero interest for selected durations.
Flexible Payment Options
Choose from various EMI tenures to suit your budget and repayment capacity.
Transparent Pricing
All fees and charges clearly disclosed - no hidden costs or surprises.
Special Offers
Enjoy exclusive benefits on our Low Interest Cards. From zero interest EMI to discounted rates, maximize your savings today.
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Eligibility Requirements
Who Can Apply for a Low Interest Card?
- Minimum 21 years of age
- Monthly salary of Rs 30,000 or above
- Credit score of 700 or above
- Employed for at least 1 year
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Fees & Charges
Transparent Fee Structure
- Joining Fee: Waived
- Annual Fee: Rs 999 (waived for first year)
- EMI Conversion Fee: Waived
- Late Payment Fee: As per RBI guidelines