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Maximize Your Benefits
Premium Rewards Program
Earn unlimited rewards on every purchase with Monvia Capital Bank's Premium Rewards Program. Convert your spending into valuable points and redeem them for travel, merchandise, shopping, and more. Our tiered rewards system ensures you earn faster on categories that matter most to you.
Join millions of cardholders who are already turning their everyday transactions into meaningful rewards and exclusive lifestyle benefits.
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Welcome Bonus
Earn 5,000 bonus points on first transaction
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Multiplier Rewards
4X points on travel & entertainment, 2X on all others
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Lifetime Validity
Your earned points never expire. Redeem anytime
Key Rewards Features
Unlock exclusive benefits and maximize your rewards on every swipe. Our Premium Rewards Program is designed to reward your loyalty and provide exceptional value across all your favorite categories.
Unlimited Points Earning
Earn 1 point per rupee spent on all purchases with no earning cap.
Category Bonuses
Earn up to 4X points on travel, dining, and entertainment categories.
Flexible Redemptions
Redeem points for flights, hotels, shopping, insurance, and more.
Exclusive Lounges
Access 1000+ airport lounges worldwide as a rewards cardholder.
Current Rewards Promotions
Take advantage of our limited-time rewards promotions and maximize your earning potential.
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Eligibility to Apply
To apply for Premium Rewards Card
- Minimum age 18 years
- Net annual income of Rs 6 lakh or more
- Credit score of 750+ for best approval chances
- Valid PAN and identity proof required
- Employed for minimum 1 year in current role
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Fees & Charges
Premium Rewards Card Fees
- Annual membership: Rs 2,999 (waived for first year)
- Joining fee: Nil
- Point redemption: Free (no processing charges)
- Late payment fee: As per RBI guidelines
- Foreign transaction fee: 2% on international purchases